Retail Credit Card Processing

Any merchant that swipes credit cards with the cardholder present, or swipes more than 70% of transactions, would be considered a Retail Merchant.

Whether you have a brick and mortar location, restaurant or kiosk, Precision Payment Services can help your business establish a merchant account and accept credit cards quickly and painlessly.

As a retail merchant you should be informed before choosing a merchant account provider and a Point Of Sale solution. Selecting the wrong provider can result in high priced equipment leases or purchases, as well as higher monthly processing fees.

What is a Retail merchant account and what does it do?
Before you can select the right merchant account provider you need to understand what a merchant account is and the value it offers your business.

A merchant account is a special account that allows businesses to accept and process credit card orders. After a customer swipes their credit card through a terminal, the information is passed securely to a processing bank. The processing bank verifies that there is enough available credit in the customer’s account to complete the transaction. If there are insufficient funds, the card is rejected and a message is displayed on the terminal read-out screen. Assuming the funds are available, the merchant will receive the funds within 2 to 3 business days.

What makes us different


  • “Clint has been nothing short of great when servicing the needs of my clients. His professional experience has saved my clients thousands of dollars...

    William Summers, liveTattoo
  • “Clint has been our provider for our merchant services (credit cards and debit cards) for years. Clint has done the work for several of the companies...

    Richard Rasmussen, Habit Salon/
  • “Clint is very knowledgeable about the credit card payment processing system and is very adept at structuring a payment processing plan that is both...

    Mark Weech, Weech Financial, PLLC